Poland Has No MiCA Law — Where Polish Crypto Firms Can License Instead

Poland is the EU's outlier. In June 2026 the Polish President vetoed the country's crypto-assets implementation bill for the third time, leaving Poland the only EU member state without domestic MiCA legislation as the 1 July 2026 transitional deadline arrived. The practical consequence is stark: Polish crypto firms cannot obtain a CASP authorisation at home, because there is no domestic authority empowered to grant one under MiCA.

This is not a reason to wait it out in Poland — it is a reason to act elsewhere. Because MiCA passporting works at the EU level, a firm authorised as a CASP in any member state can serve clients across all 27 — including, once the legal position settles, Polish customers. So the route for a Polish operator is to license in a credible MiCA jurisdiction and passport back, rather than freeze growth waiting on a law that has been vetoed three times.

The hubs Polish firms most often consider are the established CASP jurisdictions: Malta (the most experienced EU crypto regulator), Cyprus (cost-effective, English-speaking), Lithuania (fast and economical), the Netherlands and Luxembourg (maximum institutional credibility). Each grants a passportable CASP licence; the right choice depends on your capital, your client base and how much regulatory weight you need to carry.

The decision is really three questions: how fast do you need to be live, how much credibility do your counterparties demand, and what is your all-in cost tolerance? Model each jurisdiction side by side in the CASP Jurisdiction Selector & Cost Estimator, and confirm which MiCA service classes you fall under with the MiCA Exposure Checker.

For firms relocating from Poland, the cost of moving now is almost always lower than the cost of being shut out of the EU market while the domestic stalemate continues.